There are a lot of consumers the have taken out auto loans and are now realizing that the monthly payment are just too high to continue with. This can happen to anyone and maybe there was something that came up causing the consumer to get behind on the payments. No matter the case they are asking the question, "Can I lower my car payment?" The answered to that question can be positioned into a couple of options for you.
It is all about the dollars. Why is low car payments with bad credit a good deal for the lender? The catch is that you are usually given a longer loan time and higher interest rates; your monthly payment may be lower, but . How to lower my car payment and not pay more for my car, in the long term, will take a bit of planning.